# Suite of unique & customized machine learning models

Powerful Features to Explore

Lumiere comprises of models built using state-of-the-art algorithms and best practices.

## 1

### Analytics

The data analytics provided by Insights help our clients understand the financial health of their customers and make very unbiased but informed decisions about a customer's financial wellbeing based on relevant data available in real-time.

## 2

### Affordability Model

## 3

### Credit Score Engine

We build proprietary credit scorecards based on the in-depth data analytics carried out. This helps to determine an applicant’s creditworthiness. The scorecards help to classify prospective applications based on the merchant’s risk appetite.

## Our ML Models Covers

### Credit Scoring

### Fraud Detection

The Fraud Detection model reduces time spent on searching manually for fraud during risk appraisals to ensure financial institutions make unbiased decisions about a customer's financial health based on data obtained in real time.

### Churn Prediction

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